Invest In India

I am sure all of us have a savings bank account and our salaries or professional income is deposited there every month. And many of us may not be even aware that the interest of 3.5% p.a. that we get on our savings account balance is only on the minimum balance between the 10th and the last day of that month.

This is the 2nd installment of our 2 part series on ETFs. Please read the first part here: Investing in ETFs

Advantages of ETFs

1. ETFs tend to be more cost-effective vis-a-vis comparable mutual funds. For instance, while the expense ratio of a passively managed ETF (tracking a benchmark index) would normally be in the range of 0.50%-1.00%; for an index fund, it can be as high as 1.50%.

2.

This is the 1st installment of our 2 part series on ETFs.

What are ETFs?

ETFs are a basket of securities that are listed and traded on a recognised stock exchange. Simply put, they are mutual funds, whose units can be bought and sold on the stock exchange.

5 most common questions that investors are faced with right now are:

1. Is this the right time to invest in equities?

With equity markets descending from their record highs, several investors want to know if this is the right time to invest in equities.

What are SWFs?

Sovereign Wealth Funds (SWFs) are part of a country’s foreign exchange reserves that have been separated to invest in global equity, infrastructure, commodities and other financial instruments. Your country holds several billion dollars in forex reserves. Normally, these would just lie there, growing at a paltry interest rate.

Isn’t managing your money exciting? I was joking. Even though we don’t like them,it could be beneficial to us all to set up a budget for our home. Our financial situation can get out of control if we don’t exercise caution,having a way you can track your spending is helpful.

Do you like taking risks when it comes to making investments?  Have some cash and want to keep it liquid but wouldn’t mind some interest on it?
If you answered ‘yes’ to any of the questions above then Fixed Deposits (FDs) are an option you could consider.