Archive for October, 2008

Are Mutual Funds better than stocks?

How safe are Mutual Funds?

Just like any other financial instrument, mutual funds are not without risk. When defined in terms of chances of losing money, the risk in mutual funds is no different than that present in other financial instruments.

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UTI Mutual Fund launches UTI-Wealth Builder Fund-Series II

UTI Mutual Fund announces the launch of a unique scheme “UTI Wealth Builder Fund-Series II” which combines the benefits of both equity and gold.

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Picking a fund

The fund chosen should also meet the investor’s risk tolerance level.

The Indian mutual fund industry is growing at a phenomenal rate, with the assets under management increasing by 376.11% in the past 5 years.

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Understanding the term ‘Cash Reserve Ratio’

In India the banks need to keep only a fraction of their deposit liabilities in the form of liquid cash with the central bank for ensuring safety and liquidity of deposits therefore the present banking system is called a “fractional reserve banking system”.


The Cash Reserve Ratio (CRR) means to the liquid cash that banks have to maintain with the Reserve Bank of India (RBI) as a certain percentage of their demand and time liabilities.

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In India, is there a gap between the Rich and Poor ?

One of the primary objectives of the economic policies of most countries in the world has been economic equality – “equal pay for equal work”.

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