As we are coming to an end of 2011, this is the time to reflect on the year gone by and the time to look forward for the New Year.
Archive for the ‘Personal Finance’ Category
Investment Advisor Vs Financial Planner
December 28th, 2011
Malvika A few decades ago, there was confusion with what sales and marketing are. People thought they are one and the same. But it is to be understood that sales is just an important ingredient of the functions of marketing.
A Layman’s Guide To Reverse Mortgage
November 25th, 2011
Malvika What is reverse mortgage?
Increased life expectancy has lead to the increase in the costs of living and medical expenses. This makes it difficult for many senior citizens that lack a regular income to live a life of dignity.
A Step by step guide to choose a right mutual fund scheme
November 2nd, 2011
Malvika
“Models work when they are appropriate for the particular circumstance, but some of the best investment judgments over time have come when people recognized that models derived in other periods were broken or not directly relevant.” Abby Joseph Cohen
Investing in mutual funds seems interesting, with number of websites, TV and other finance and wealth magazines publishing various information.
6 Financial Planning Misconceptions Demistified
October 25th, 2011
Malvika Let’s start the useful exercise:
Finance may mean different things for different people. Some assume that they need no financial planning as they have very little finances.
Powerful Financial Lessons from the Festival of Lights Diwali
October 25th, 2011
Malvika Happy Diwali; let us discuss fireworks, Diwali and great financial planning.
As we start our festivities of Diwali 2011, my mind went to the powerful lessons that Diwali taught us all.
Parenting To Raise Financially Smart Children
October 24th, 2011
Malvika “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Warren Buffet
This quotation, it made me think that this is what children that were taught to be financially smart turned out as adults.
Cut Subsidies and increase tax to fund priority areas: Montek
October 22nd, 2011
Ziaulla Namani Subsidies must be cut and tax mop up has to increase to fund priority
areas of education, infrastructure, health and skill development in
the 12th Plan, Plan Panel Deputy Chairman Montek Singh Ahluwalia said.
Discounts on the home loan this season
October 8th, 2011
Ziaulla Namani This festive season even the banks, like the electronics retail stores, are offering discounts on home loans.
Below are some of the schemes on home loan offered by the banks,
Dual rate scheme
Dual rate scheme fixes the interest rate for first few years and then changes it to the prevailing interest rate.



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