Stock Market has lead to tendency of many to go in for much safer investments that gives a reasonable return. This is the reason for gold gaining popularity as one of the safest avenues for investment.
Archive for the ‘Personal Finance’ Category
A Study on Physical Gold and Gold ETF
October 7th, 2011 
Malvika 
Posted in Personal Finance 
Tags: Cheaters, Clutches, Daylight Robbery, Denominations, Exchange Traded Funds, Gold Etf, Gold Exchange Traded Funds, Gold Investments, Goldsmith, Greed, Installments, Investing In Gold, Investment Proposition, Jewelers, Murders, Physical Gold, Purity, Robbers, Stock Market, Stockbroker 
Comments OffAnnual Bonuses Is The Time For Wise Money Management
October 4th, 2011 Malvika
The month of annual bonuses seems like paradise when we start planning in advance on how to spend it. This excitement will get us into impulses of spending on things that give momentary pleasure only.
Posted in Personal Finance Tags: Amount Of Money, Contingencies, Credit Card Debts, Economic Times, Education Loans, Fixed Deposits, home loans, Impulses, Investing In Mutual Funds, Investment Plans, Market Fluctuations, Meaningful Investments, Momentary Pleasure, Personal Loans, Rate Of Interest, Smart Person, Systematic Investment, Turndown, Vehicle Loans, Wise Money Management Comments OffKnow All About Form 16 – Be An Informed TaxPayer.
October 3rd, 2011 Malvika Most of us are aware of Form 16 given by our employers before April 30th each year that give details of the income earned, and tax deducted at source and paid to the government.
Posted in Personal Finance Tags: Alpha Numeric Code, Demat, Filing Income Tax Returns, Form16a, Free Accommodation, Gratuity, Gross Salary, Income Tax Department, Income Tax Department Of India, Income Tax Returns, Incomes, Interest Income, Numeric Number, Pension Holders, Remuneration, Retrenchment, Tax Deducted At Source, Tax Deduction, Taxable Income, Termination Of Employment Comments OffSMART financial setting
September 23rd, 2011 Ziaulla Namani To reach where you want to go in life should start with deciding in advance the ways to get there. Goals serve as the map to the future. Financial goal setting can be a difficult task if you don’t make a road map for your money.
Posted in Personal Finance Tags: Buying A House, Contingency Reserve, Desire, Financial Goal, Goal Setting, Handy, Homework, Job, Mistake, money, Motivation, Nbsp, Recession, Retirement Accounts, Retirement Funds, Retirement Savings, Road Map, Setting Goals, Time Line, Unforeseen Event Comments OffPortfolio Management Scheme: A unique investment opportunity
September 21st, 2011 Malvika
What is Portfolio Management Scheme?
Portfolio management scheme popularly known as PMS are specialized investment vehicle for lump sum investments. The portfolio manager invests the money in shares and other securities and manages the portfolio on behalf of the client.
Posted in Personal Finance Tags: Administrative Hassles, Direct Stock Market, Gain Report, Individual Investor, Individual Investors, Investing In The Stock Market, Investment Opportunity, Investment philosophy, Investment Summary, Investment Vehicle, Lump Sum Investments, Management Scheme, Market Demands, Portfolio Management, Portfolio Manager, Portfolio Transaction, Share Portfolio, Sound Portfolio, Stock Market Investment, Transaction List Comments OffHave You Taken These Financial Steps Before Becoming An NRI?
September 19th, 2011 Malvika Are you planning to go abroad and become am NRI? Today you are a Resident Indian. Tomorrow you may become an NRI if your employer provides an opportunity.
Posted in india, Personal Finance Tags: Chartered Accountant, Cheques, Completeness, Consistency, Dividends, Emi, Financial Steps, Foreign Currency, Incomes, Nre Account, nri, Nro, Personal Finance, Rate Of Interest, remittance, Remittances, Restriction, Rupees, Substantial Money, Transferring Money Comments OffCritical Illness: What a Disaster?
September 16th, 2011 Malvika
Ursula K. LeGuin quotes “The only thing that makes life possible is permanent, intolerable uncertainty; not knowing what comes next.”
I agree with Ursula K. LeGuin for critical illness could strike anyone at anytime and in any place with the modern trend of rise in lifestyle diseases that call for prompt and costly medical care.
Posted in Personal Finance Tags: 3lac, Aorta, Benefit Plan, Coronary Artery Bypass, Coronary Artery Bypass Surgery, Critical Illness Insurance, General Insurance, Graft Surgery, Health Insurance, Health Insurance Companies, Health Insurance Policies, Insurance Policy, Insurance Riders, Kidney Failure, Lifestyle Diseases, Liver Failure, Organ Transplant, Pulmonary Arterial Hypertension, Ursula K Leguin, Ursula Leguin Comments OffChild Plan: Is that REALLY worth for your kids?
September 15th, 2011 Malvika I am reminded of a Tamil saying, “Experience what it is to build a house, and get a child married”, probably that is the reason why wise parents invest to meet the long term financial obligations like education and marriage cost of their children.
Posted in Personal Finance Tags: Amount Of Money, Appetites, Bonds, Catchy Name, financial obligations, Inflation Rate, Initial Stages, Investment options, Investment Products, Maturity, Mutual Funds, National Savings, Post office, Public Provident Fund, RBI, Savings Scheme, Sentiment, Tamil, Tenure, Wise Parents Comments OffA Financial Checklist While Switching Jobs
September 13th, 2011 Malvika “Careful planning is the key to safe and swift travel.” ULYSSES
This very much applies to the many especially young executives who look for lucrative and better job opportunities.
Posted in Personal Finance Tags: 2 Ways, Benefit, Careful Consideration, Employees Provident Fund, Financial Institutions, Financial Jobs, Financial Planning, Investment Company, Investment Institutions, Investments, Job Opportunities, Loans, Minimum Balance, Mutual Funds, Opening A New Account, Penalty Charges, Salary, Smooth Transition, Ulysses, Zero Balance Comments Off10 commandments of personal finance
September 12th, 2011 Malvika We all work and earn money. Do we manage our hard earned money effectively and efficiently? New Year is the time to take resolutions. Why don’t you take a resolution to prioritize and organize your personal finance?
Posted in Personal Finance Tags: Adequate Health Insurance, Adequate Health Insurance Coverage, Asset Protection, Bread Winner, Consumerism, Extra Money, Fall Prey, Family Health History, Hard Earned Money, Having Fun, Health Consciousness, Health Insurance, Health Insurance Coverage, Health Insurance Policy, Influencers, life insurance, Life Style, Materialism, Personal Finance, Term Insurance, Workable Budget Comments OffFinancially Plan & Make a Difference to Your Child’s Future
September 9th, 2011 Malvika On a beautiful late spring afternoon, twenty five years ago, two young men graduated from the college. They were very much alike, these two young men. Both had been better than average students, both were smart and both were filled with ambitious dreams for the future.
Posted in Personal Finance Tags: Ambitious Dreams, Checkups, Cost Of Education, Different Companies, Good Health, Immunizations, Insurance Coverage, Investment Plan, Late Spring, Local University, Medical Expenses, Mother And Child, New Babies, New Parents, Responsible Parent, Spring Afternoon, Term Insurance, Th Reunion, Twenty Five Years, University In Usa Comments OffFollow these four rules to get rich!
September 8th, 2011 Malvika Do you want to create wealth? Are you satisfied and happy as you are?
Most of us would answer the first question as Yes, and the second as No, and if you are one of them then you are at the right place at the right time.
Posted in Personal Finance Tags: Average Man, Debt Instruments, Depth Of Ocean, Fixed Deposits, Future Stock, Hearty Congratulations, Investment Portfolio, Investment Risk, Lower Taxes, Maxims, Old Person, Ralph Waldo Emerson, Right Place At The Right Time, Risk Calculation, Robert Allen, Secure Investments, Share Market, Stocks And Shares, Wallace D Wattles, Wealth Creation Comments OffIs lack of time making you go crazy in your attempt to plan your finance?
September 7th, 2011 Malvika
Does your busy professional schedule offer you time to monitor your personal finance?
Balaji is working for an MNC. Today he has got a deadline for a particular assignment.
Posted in Personal Finance Tags: Balaji, Compulsion, Crores, Driven Projects, Financial Consultant, Financial Objectives, Fixed Deposits, Hr Dept, Important Things, Investment Decisions, Lack Of Time, Last Date, Mahesh, Mail, Mnc, nri, Personal Finance, Present Project, Professional Financial Planner, Term Insurance Comments OffWhen To Sell A Mutual Fund?
September 5th, 2011 Malvika Start making the decision:
It is vital for an investor, to have long-term investment plans. But he needs to constantly verify if these funds are helping him to achieve his financial objectives.
Posted in Mutual Funds, Personal Finance Tags: Asset Class, Benchmark Index, Change Of Ownership, Different Sectors, Financial Objectives, Fund Takeovers, Investment Objective, Investment Plans, Investor, Long Term Investment, Market Capitalization, Market Caps, Mergers, Minimum Period, mutual fund investments?, Mutual Fund Portfolio, Mutual Funds, Periods, Repositioning, Tern Comments Off9 Ways to Be Credit Card Smart
September 3rd, 2011 Malvika Credit cards have turned into an integral part of modern living as they facilitating making purchases and paying bills without carrying cash. They make life easy and help maintain a record of our expenses and help us dispute charges for undelivered and defective things.
Posted in Personal Finance Tags: Cash Advance, Credit Card Debt, Credit Card Usage, Credit Debt, Credit Help, Emergency Fund, money, Playing A Game, Reward Cards, Reward Points, Rules Of The Game, Smart Card, Smart Cards, Smart Credit Cards, Unexpected Emergencies, Using Credit Cards, Withdrawals Comments Off
