A shelter is what we all look for. Buying a home is the dream which all us cherish. So when you have taken the decision of owing one, and is about to apply for home loan and paying your processing fee, make sure you analyze the following aspects: Maximum loan eligibility: Home loan lenders generally [...]
Posts Tagged ‘Credit Score’
Things to look before taking a home loan
April 28th, 2013 
Ziaulla Namani 
Posted in Personal Finance 
Tags: Buying A Home, Check Loans, Cibil, Credit Information, Credit Score, Emi, Emis, Existing Loans, Fixed Rate, Home Loan Lenders, India Limited, Information Bureau, Interest Rate, Loan Eligibility, Loan Repayments, Lta, Maximum Loan, Rate Home Loan, Rate Loan, Salary, Tenure 
Comments OffWhy banks reject home loan proposal?
July 20th, 2011 Ziaulla Namani The home loan proposal can be rejected by the banks if one meets any of the below mentioned criteria. Job stability is of great importance Bank evaluates loan pay back ability of an individual. So job stability is the prime concern for most of the banks. Frequent job hops may give an impression about you [...]
Posted in Personal Finance Tags: banks, Check Loan, Credit Card, Credit Score, Family Member, Feasibility, Home Loan Applications, Hops, Job, Loan Application, Loan Payment, Loan Policy, Loan Proposal, Loans, Maintaining Good Credit, National Credit Bureau, Prime Concern, Question Check, Residential Address, Short Comings Comments OffCredit score will get you loan at cheaper rate
April 22nd, 2011 Ziaulla Namani The financial credit rating, Cibil (Credit Information Bureau (India) Ltd), which collects the data and maintains the record of the financial borrowers, has permitted individuals to access credit scores for a fee of Rs. 450, giving them a bargaining chip for cheaper loans. As per the report in the livemint, the Cibil TransUnion Score is a [...]
Posted in News Tags: Bank Of India, Bargaining Chip, Borrowers, Chief Counsellor, Cibil, Credit Counselling, Credit Information, Credit Score, Credit Scores, Furnishing, Getting A Loan, India Ltd, Indian Consumers, Information Bureau, Likelihood, Livemint, Loan Repayments, Proofs, Three Digit Number, Western Countries Comments OffBounced cheque may lead to the closure of your bank account
October 13th, 2010 Malvika Take extra caution before writing a cheque. Country’s largest money lender State Bank of India (SBI), is planning to close the account of those customers who release a cheque without adequate fund in their account. SBI believes that this step will reduce the bounced cheque issue. This is the step, which other banks may also [...]
Posted in NRI Banking Tags: 1 Crore, Bank Of India, Banking Association, Caution, Cheque Books, Cheques, Closure, Credit Score, Defaulter, Financial Discipline, Financial Services, Internal Communication, Lakh, Money Lender, Penal Offence, Public Sector Banks, Reserve Bank of India, Rs 1, SBI, State Bank, State Bank Of India Comments OffHow many credit cards should you have?
December 11th, 2009 Malvika Often you find yourself sifting through your wallet and finding too many credit cards. Though it is not possible to come up with an exact number of credit cards one should have, a safe bet would to see that you have only those many cards which you can manage responsibly and which will not affect [...]
Posted in Personal Finance Tags: Credit Cards, Credit Score, Due Dates, Everyday Purchases, Exact Number, Flexibility, Furniture, Groceries, Interest Rates, Maximum Credit, Number Of Cards, Rewards, Risk, Safe Bet, Sensible Approach, Sifting Through, Temptation, Utility Bills, Wallet Comments Off
