Readymade Pension Plans/ Retirement Plans:
The existing pension plans/ retirement plans in India are from the insurance companies. They are available in the form of traditional products or in the form of ULIP schemes.
Posts Tagged ‘Fixed Deposits’
Say No to Readymade Pension Plans; Say Yes to Customized Retirement Planner for India
February 13th, 2012 
Malvika 
Posted in Personal Finance 
Tags: Cagr, Debt Funds, Fixed Deposits, Fund Management, Indian Insurance Companies, Insurance Policies, Management Expenses, Mutual Funds, Pension Plans, Plan Retirement, Ppf, Prudent Investor, Retirement Insurance, Retirement Plan, Retirement Planner, Retirement Planning, Term Debt, Term Insurance, Traditional Pension Plan, Traditional Retirement 
Comments OffSay No to Readymade Pension Plans; Say Yes to Customized Retirement Planner for India
February 10th, 2012 Malvika Readymade Pension Plans/ Retirement Plans:
The existing pension plans/ retirement plans in India are from the insurance companies. They are available in the form of traditional products or in the form of ULIP schemes.
Posted in Personal Finance Tags: Cagr, Debt Funds, Fixed Deposits, Fund Management, Indian Insurance Companies, Insurance Policies, Management Expenses, Mutual Funds, Pension Plans, Plan Retirement, Ppf, Prudent Investor, Retirement Insurance, Retirement Plan, Retirement Planner, Retirement Planning, Term Debt, Term Insurance, Traditional Pension Plan, Traditional Retirement Comments OffTo be or not to be in equity
February 6th, 2012 Malvika Are You a Lender?
A study revealed that only 47% of Indian households had bank account. In addition every 3 out of 4 households had a quarterly bank balance of only Rs.5000.
Posted in Personal Finance Tags: 3 Out Of 4, Allotment, Bank Balance, Debenture Holders, Debentures, Developing Country, Fixed Deposits, Fixed Interest, Further Study, Households, Indians, Interest Income, Interesting Facts, Lenders, Quarterly Bank, savings account, SBI, Shareholder, Tata Motors, Transaction Fees Comments OffPrinciples and Decision-making for wealth creation
December 30th, 2011 Malvika Whenever people have surplus money, they want to invest. When they invest, they just want to act or execute. They don’t want to spend time on understanding the product and various investment strategies.
Posted in Personal Finance Tags: Debt Funds, Derivatives, Equity Funds, Fixed Deposits, Higher Degree, Investing In Stock, Investing In Stock Market, Investment Decision, Investment Decisions, Investment Strategies, Mediocre Product, Moods, Prey, Quick Way To Make Money, Share Prices, Stock Markets, Surplus Money, Ulips, Wealth Creation, Wrong Decision Comments OffAnnual Bonuses Is The Time For Wise Money Management
October 4th, 2011 Malvika
The month of annual bonuses seems like paradise when we start planning in advance on how to spend it. This excitement will get us into impulses of spending on things that give momentary pleasure only.
Posted in Personal Finance Tags: Amount Of Money, Contingencies, Credit Card Debts, Economic Times, Education Loans, Fixed Deposits, home loans, Impulses, Investing In Mutual Funds, Investment Plans, Market Fluctuations, Meaningful Investments, Momentary Pleasure, Personal Loans, Rate Of Interest, Smart Person, Systematic Investment, Turndown, Vehicle Loans, Wise Money Management Comments OffFollow these four rules to get rich!
September 8th, 2011 Malvika Do you want to create wealth? Are you satisfied and happy as you are?
Most of us would answer the first question as Yes, and the second as No, and if you are one of them then you are at the right place at the right time.
Posted in Personal Finance Tags: Average Man, Debt Instruments, Depth Of Ocean, Fixed Deposits, Future Stock, Hearty Congratulations, Investment Portfolio, Investment Risk, Lower Taxes, Maxims, Old Person, Ralph Waldo Emerson, Right Place At The Right Time, Risk Calculation, Robert Allen, Secure Investments, Share Market, Stocks And Shares, Wallace D Wattles, Wealth Creation Comments OffIs lack of time making you go crazy in your attempt to plan your finance?
September 7th, 2011 Malvika
Does your busy professional schedule offer you time to monitor your personal finance?
Balaji is working for an MNC. Today he has got a deadline for a particular assignment.
Posted in Personal Finance Tags: Balaji, Compulsion, Crores, Driven Projects, Financial Consultant, Financial Objectives, Fixed Deposits, Hr Dept, Important Things, Investment Decisions, Lack Of Time, Last Date, Mahesh, Mail, Mnc, nri, Personal Finance, Present Project, Professional Financial Planner, Term Insurance Comments OffALL you wanted to know about Company Deposits
July 22nd, 2011 Malvika Company Deposits are simply nothing but fixed deposits in companies that earn a fixed rate of return over a period of time. Company deposits are really down-to-earth products.
Posted in Personal Finance Tags: Bank Deposits, Deposit Scheme, Doorstep, Earth Products, Financial Difficulties, Fixed Deposits, Interest Income, Investment Option, Investment options, Investment Planning, Investment Products, Loyal Investors, Meltdown, Novices, Poor Credit, Rate Of Return, Risky Investment, Simplicity Company, Stock Market Investments, Time Company Comments OffHow & Why Should you invest in Stock Markets Even After Your Retirement?
March 31st, 2011 Malvika Inflation and Retirement
Most Retirees feel great getting a bulk sum as provident fund and gratuity, and wish they knew a magician, who could spin their money 2 to 3 times in just 5 years, in addition to ensuring a regular return for their day to day expenses.
Posted in Personal Finance Tags: Appetite, Capital Gains, Fixed Deposits, Gratuity, Inflation Rate, Investment Advisors, Investment Decisions, Investment Planning, Life Span, Magician, Magicians, Pessimism, Provident Fund, Rate Of Inflation, Retirement, Rs 42, Senior Citizen, Share Market, Smart Investment, Stock Markets Comments OffIs lack of time making you go crazy in your attempt to plan your finance?
March 28th, 2011 Malvika Does your busy professional schedule offer you time to monitor your personal finance?
Balaji is working for an MNC. Today he has got a deadline for a particular assignment.
Posted in Personal Finance Tags: Balaji, Compulsion, Crores, Driven Projects, Financial Consultant, Financial Objectives, Fixed Deposits, Hr Dept, Important Things, Investment Decisions, Lack Of Time, Last Date, Mahesh, Mail, Mnc, nri, Personal Finance, Present Project, Professional Financial Planner, Term Insurance Comments OffSBI to raise capital of Rs 2000 crore through bonds
January 17th, 2011 Malvika India’s largest money lender State Bank of India (SBI) is planning to raise up to Rs 2,000 by offering bonds to retail investors in the next month.
Posted in News Tags: Bank Of India, Basis Points, Board Committee, Committee Members, Crore, Deposit Insurance, Face Value, Fixed Deposits, Green Shoe, Money Lender, Opening Day, P Bhatt, Retail Investors, Rs 2, Rs 2000, S Central, Shoe Option, State Bank, State Bank Of India, Third Quarter Results Comments OffUse FD overdraft to pay for big purchase deals
February 19th, 2010 Tushar Mathur To make payment of big purchase deals go for overdraft facility rather than taking personal loan or swiping a credit card. In case of personal loan or credit card you have to pay high interest.
Posted in business, india, News, NRI Banking, NRI Investing, Personal Finance Tags: Bank Of Commerce, Bank Of India, Banks Range, Financial Planner, Fixed Deposit Rates, Fixed Deposits, High Interest, Installments, Javeri, Leverage Funds, Minimum Interest, Oriental Bank Of Commerce, Overdraft Facility, Personal Loan, Personal Loans, Purchase Deals, Repayments, United Bank, United Bank Of India, Unsecured Loan Comments OffBest investment option for senior citizen to earn regular income
February 9th, 2010 Tushar Mathur Whether a person is employed or approaching the retirement age, everyone searches for investment avenues which are safe and can offer regular income. Although one can find various schemes of investment but security of money is most important factor.
Posted in business, india, News, NRI Banking, NRI Investing, Personal Finance Tags: Fixed Deposits, Fixed Income Instruments, Fixed Rate, Government Of India, Income Tax Act, Interest Income, Investment Avenues, Investment Option, Needs Of Senior Citizens, Nsc, Ppf, Rate Of Return, Retirement Age, Retirement Scheme, Rs 1, Savings Scheme, Scss, Senior Citizen, Shortfall, Tax Deducted At Source Comments OffInvestment options to Save Tax under Section 80C
February 9th, 2010 Tushar Mathur No one likes paying tax and it prompts everyone to look for options that may reduce their tax liability. There are many provisions to do this and one of the most common options is the tax deductions under Section 80 C of the Income Tax Act.
Posted in business, india, Mutual Funds, News, NRI Investing Tags: Absolute Protection, Employee Provident Fund, Encashment, Fixed Deposits, Income Tax Act, Interest Income, Investment Avenues, Investment options, Kid On The Block, Little Knowledge, Maximum Limit, National Savings, New Kid On The Block, Nsc, Public Provident Fund, Tax Deduction, Tax Deductions, Tax Liability, Taxable Income, Tuition Fee Comments OffBanks report surge in Casa ratio as against fixed deposits
February 4th, 2010 Tushar Mathur In the past few months term deposit rates have lost sheen as banks have reduced rates. Now people prefer to park their money in current account savings accounts (Casa) rather than investing their money in fixed deposits for longer duration.
Posted in business, india, News, NRI Banking, NRI Investing, Personal Finance Tags: Bank Of India, Banks Report, Current Account, December 31, Duration, Fixed Deposits, Hdfc Bank, Interest Rates, Investing Money, Private Sector Bank, Quarter Ended December, Rs 1, savings account, SBI, Sheen, State Bank, State Bank Of India, Term Deposit Rates, Term Deposits, Treasury Comments Off
