To reach where you want to go in life should start with deciding in advance the ways to get there. Goals serve as the map to the future. Financial goal setting can be a difficult task if you don’t make a road map for your money.
Posts Tagged ‘money’
SMART financial setting
September 23rd, 2011 
Ziaulla Namani 
Posted in Personal Finance 
Tags: Buying A House, Contingency Reserve, Desire, Financial Goal, Goal Setting, Handy, Homework, Job, Mistake, money, Motivation, Nbsp, Recession, Retirement Accounts, Retirement Funds, Retirement Savings, Road Map, Setting Goals, Time Line, Unforeseen Event 
Comments Off9 Ways to Be Credit Card Smart
September 3rd, 2011 Malvika Credit cards have turned into an integral part of modern living as they facilitating making purchases and paying bills without carrying cash. They make life easy and help maintain a record of our expenses and help us dispute charges for undelivered and defective things.
Posted in Personal Finance Tags: Cash Advance, Credit Card Debt, Credit Card Usage, Credit Debt, Credit Help, Emergency Fund, money, Playing A Game, Reward Cards, Reward Points, Rules Of The Game, Smart Card, Smart Cards, Smart Credit Cards, Unexpected Emergencies, Using Credit Cards, Withdrawals Comments OffCRISIL: Liquid funds are better option than savings A/C
May 30th, 2011 Ziaulla Namani People interested in investment; here is an article which can prove handy.
A study conducted by CRISIL says that liquid fund performs better than savings account.
Going by the study it can be said that money invested in liquid funds (invest in short-term debt instruments) will yield better return than the money parked in the saving accounts.
Posted in Personal Finance Tags: banks, Benchmarks, Bhatia, Capital Markets, Checks, Consistent Performance, Crisil, Debt Instruments, Investment Funds, Investor, liquid fund, Liquid Funds, Liquidity, Maximum Maturity, money, Portability, Research Director, Tax Deduction, Tax Return, Term Debt Comments OffCome May 1 and ASBA will be mandatory
April 30th, 2011 Ziaulla Namani According to the report in Financial Express, all non-retail investors will have to use the Application Supported By Blocked Amount (ASBA) facility – where money is debited from investor’s account only after share allotment – the date being from May 2 to apply for share sale offers in the capital market, Sebi said today.
Posted in News Tags: Allotment, Exchange Board, Financial Express, Institutional Buyers, Institutional Investors, Investor, May 1, money, Prospectus, Qualified Investors, Red Herring, Registrar Of Companies, Retail Investors, Sebi, Securities And Exchange, Securities And Exchange Board Of India, Securities Exchange, Stock Exchanges Comments OffSome Tips on How to Do Better Investment Planning
November 14th, 2009 Malvika
Investment plans are an absolute necessity in a person’s life. There is absolutely no substitute to that. If you have just begun your career and you are earning a decent amount, then in that case you have all the reasons to be happy about it.
Posted in NRI Investing Tags: 50s, Budget Allocation, Busy Schedule, Consequences, Credit Cards, Icing On The Cake, Incomes, Inflow, Investment Planning, Investment Plans, Job, Life Partner, money, Necessities, Night Mare, Personal Loans, Retirement, When Was The Last Time Comments OffCheck out the dirtiest web sites of summer 2009
August 20th, 2009 Tushar Mathur Security vendor, Symantec has identified the “Dirtiest Web Sites of summer 2009″, the 100 sites with the most threats detected by site ratings service Norton Safe Web as of August 2009.
Posted in business, india, News Tags: adult content, Africa. USA, analysis, catering, cybercriminals, Editor Manu Sharma, Europe, hunting, identity, Legal, malware, money, Norton, online threats, prono assets, security, sex, Symantec, threats Comments OffCOMMONLY USED NRI TERMS
June 22nd, 2009 Tushar Mathur Who IS an NRI ?
An NRI is an Indian citizen who stays outside India:
· For purposes of carrying out employment or any business or vocation
· Under circumstances indicating an intention to stay outside India for an uncertain duration.
· Any Indian citizen deputed outside India for a temporary period in connection with employment
Who is a PIO?
A citizen of a foreign country (other than a citizen of Bangladesh or Pakistan) is a PIO if:
He/She at any time held an Indian Passport.
Posted in business, india, News, NRI Banking, NRI Investing Tags: Bangladesh, Bank Accounts, Bank Accouts, Behest, Circumstances, Duration, Foreign Currency, Grandparents, india, Indian Citizen, Indian Passport, Indians, Intention, money, Monies, Pakistan, parents, Pio, Savings Accounts Comments OffRTGS in banking
November 23rd, 2008 Tushar Mathur 
Real Time Gross Settlement (RTGS) is an online system for settling transactions of financial institutions, especially banks.
RTGS systems are push payment systems with transactions initiated by the paying bank. If Bank A or one of its customers needs to pay $1,000 to Bank B or one of its customers,Bank A initiates the transaction and Bank B is immediately paid $1,000 electronically by Bank A. There is no physical exchange of money.
Examples of RTGS systems include CHAPS in the UK and Fed Wire in the United States.
Posted in india, News Tags: Bacs, banks, Chaps, Electronic Payment System, Financial Institutions, Gross Basis, Gross Settlement, Irrevocable Credit, Lags, money, Real Time, Rtgs System, Rtgs Systems, Settlement Risk, Settlement System, System Transactions, United States, Value Transactions Comments OffIncreasing your Income
November 8th, 2008 Tushar Mathur 
“Give me six hours to chop down a tree and I will spend the first four sharpening the axe.”
- Abraham Lincoln
In order to retire,one must accumulate wealth to draw upon when you are not working.
The most obvious way to accumulate wealth is to save money by spending less money than one earns.
Posted in india, News Tags: Abraham Lincoln, Axe, Economic Crisis, Education Income, Employment Rates, Focus, Income And Wealth, Lincoln, Little Bit, money, Six Hours, Wealth Accumulation Comments OffBankruptcy
October 17th, 2008 Tushar Mathur We all usually get a lot of mails (junk ones), not all of them are junk though.
I got a forwarded mail from a friend…. I found it interesting..
Posted in india, News Tags: Bankruptcy, Cancellation, Circulation, Citizens, Dollar Coins, Dollar Debt, Dollar Loan, Mail, money, Net Asset, Paymen, Tiny Island, Two Pieces Comments OffLife Insurance in India
March 31st, 2008 Tushar Mathur 
Is the insurance industry set to spread its wings in India? How much can it grow? The segment is still very small and can expand prodigiously given the right conditions, say industry watchers.
Posted in NRI Investing Tags: common man, education, india, investing, irda, life insurance, money Comments Off7 Steps towards effective Personal Finance Planning
February 13th, 2008 Tushar Mathur 
We invest to safeguard ourselves for a rainy day. If you’ve just started investing or want to start, then you could use this 7-step plan to become your own investment consultant!
Tax exemptions available for an NRI
January 28th, 2008 Tushar Mathur 
Incomes of NRIs are exempt from income tax interest on various specified securities or bonds. NRIs enjoy tax exemptions from property investment and other assets including dividend income, interest income, and even gifts!
Free Money Transfer to India
January 25th, 2008 Tushar Mathur There are several formal channels to transfer money to India. All the service providers generally charge a commission or fee for their services. The amount of fees charged usually depends on the total amount you wish to transfer and also the desired time limit within which you wish the recipient to receive the money.
Indian Bank Accounts for an NRI
January 22nd, 2008 Tushar Mathur Here is some basic information of the various accounts that an NRI can hold in India.
The type of accounts:
- Non-Resident External (NRE)
- Non-Resident Ordinary (NRO)
- Foreign Currency Non-Resident (FCNR)
NRE Savings Account
Whether you are a salaried employee, a professional, an entrepreneur or even a student, an NRE account is something that can benefit you immensely since it offers significant Advantages:
- Get higher interest rates
- Interest earned is not taxable in India
- Use any currency to credit the account.
- Maintained in Rupees, giving you a liberty to Invest in India
- You can always take the money back overseas, whenever you wish to
- Empowers your family to access your account anytime, anywhere in India
- You can maintain a minimum balance of Rs.
Posted in NRI Banking Tags: accounts, Australian Dollar, Bank Accounts, banking, Canadian Dollar, currency, Dividends, Entrepreneur, Foreign Currency, Gbp, india, India Currency, Indians, Maturities, Minimum Balance, money, Nre Account, nri, Nro Accounts, Pound Sterling, rupee, Rupees, Salaried Employee, Savings Accounts, Zero Balance Account Comments Off
